Mme Pinkerton
United Engineering Services
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Posted - 2010.10.11 05:36:00 -
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Edited by: Mme Pinkerton on 11/10/2010 05:47:32
off the top of my head:
EIB, Fury Bank, BMBE, EBANK, DBANK, ECR
& numerous small banks/scams that never made it big - "The Bank of EVE" being the most recent example.
EBANK is "EIB done right", ECR is "EBANK done right", and if ECR would ever launch we would most probably see a "ECR done right" within 2 years.
EIB went scam in summer 2006, Cally claimed he had scammed > 700b ISK.
Fury Bank was maybe no bank in the strict sense (didn't hand out loans afaik, switched from deposits to an equity based model later on), but most banks so far have made (or claimed to make) the largest part of their income by trading or industry and not by handing out loans. The CEO FastLearner disappeared after a series of losses in 0.0-based ventures in summer 2008, last reporter NAV was 55b ISK.
EBANK was founded by the former EIB employee Ricdic and held > 2T ISK in deposits by spring 2009. This quickly turned into a 1.2T ISK deficit when the bank was scammed by Ricdic. A few people have been trying to rebuild EBANK (by freezing accounts & interest and writing off accounts of players who don't like to submit their API keys to EBANK) but depositors are still waiting to receive back their cents on the dollar.
(During the process of "recovery" the EBAK staff noticed that their lead programmer Mr. Horizontal had credited himself with 90b ISK in January 2009 by faking deposits - apparently he didn't manage to pull out this money after Ricdcs scammed the bank first).
DBANK was founded by Manalapan and probably inspired by EBANK's success. It offered extremely high interest rates at the beginning of its operation to distiguish itself from EBANK. Some time after Iknota who was responsible for the website left, the bank's site was taken down due to a critcal security flaw (sloppy programming meets changed server configuration) and never went operational again. After some time Manalapan stopped giving timelines for recovery and instead took the about 645b ISK in deposits for himself. Outside observers tend to think this was a classical case of burnout (as was Fury Bank), but Manalapan wants it to be a great scam.
BMBE is still running.
ECR is a project by Selene D'Celeste of EOH fame that tried to improve on EBANK's design when flaws in it became more and more apparent. Originaly scheduled to launch in early 2009 the bank never left closed beta testing.
tl;dr the only good reason to invest your time into running a "bank" in EVE is if you want to participate in the premier league of scammers, the only good reason to invest in this type of "bank" is that your RP is more important to you than your ISK.
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