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Spalty
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Posted - 2009.07.29 17:28:00 -
[1]
Am I missing something here?
Can now fly assault ships, and after kittign out a vengeance and going to insuring it, realised that the insurance at Platinum level only pays out 3Mill ISK? I understand you never get back quite the full amount of a ship, but it's a t least in the region of buying a new one, the vengeance cost around 16mill and I'm only gonna get 3 mill back if it gets blown up? (Which it definitely will!)
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Marine HK4861
Caldari State Protectorate
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Posted - 2009.07.29 17:40:00 -
[2]
Insurance is always paid at the default mineral price, not market price.
Default mineral price is the one listed on the website.
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Laxyr
Chamsin Mining Inc.
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Posted - 2009.07.29 17:41:00 -
[3]
Originally by: Marine HK4861 Insurance is always paid at the default mineral price, not market price.
Default mineral price is the one listed on the website.
Which is why insuring t2 ships is absolutely pointless
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Karox Lominax
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Posted - 2009.07.29 18:10:00 -
[4]
Not really... its still worth insuring the ship... sure you dont get what its worth back in payments, but you still get more than you paid for the insurance. If youre in the habit of losing T2 ships, it can lessen the sting a little.
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Metal ReDeemer
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Posted - 2009.07.29 18:11:00 -
[5]
Originally by: Laxyr
Originally by: Marine HK4861 Insurance is always paid at the default mineral price, not market price.
Default mineral price is the one listed on the website.
Which is why insuring t2 ships is absolutely pointless
Insuring any sort of ships is more than questionable as they are more like a "frame" to which you attach modules, and onto which you load cargo. Modules, especially fitted in greater number, or carried cargo, largely exceed the price of the ship itself. And since we only insure the "frame" and now what's on it, the whole thing isn't really worth. I don't know why they didn't enclose an option of insuring more things than just plain ships. An idea for an extension?
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Tau Cabalander
Caldari
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Posted - 2009.07.29 18:36:00 -
[6]
Originally by: Metal ReDeemer Insuring any sort of ships is more than questionable as they are more like a "frame" to which you attach modules, and onto which you load cargo. Modules, especially fitted in greater number, or carried cargo, largely exceed the price of the ship itself. And since we only insure the "frame" and now what's on it, the whole thing isn't really worth. I don't know why they didn't enclose an option of insuring more things than just plain ships. An idea for an extension?
I'd rather have implant insurance first.
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Iria Ahrens
Amarr 101st Space Marine Force Libertas Fidelitas
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Posted - 2009.07.29 20:08:00 -
[7]
Implant insurance might just work as a sink too, since most people don't get podded that often, so people would probably renew their insurance more than they die, and thus pay out more than they save in the long run. --
Nobody expects the Amarr Inquisition!
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Kahega Amielden
Minmatar Suddenly Ninjas
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Posted - 2009.07.29 22:28:00 -
[8]
T2 ships have poor insurance. This is by design and no, it's not being changed, nor will you ever see implant insurance, module insurance, or anything else.
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Akita T
Caldari Navy Volunteer Task Force
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Posted - 2009.07.29 22:32:00 -
[9]
Originally by: Laxyr Which is why insuring t2 ships is absolutely pointless
Not pointless. Just... not that good as for T1 ships, percentually speaking.
Insuring a ship you KNOW you will almost certainly lose in the next 3 months is always a good idea, regardless of ship type. On the other hand, insuring a ship you're fairly certain you WON'T lose in the next 3 months is always a stupid idea, regardless of ship type.
EVE issues|Mining revamp|Build stuff|Make ISK |
Metal ReDeemer
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Posted - 2009.07.30 01:04:00 -
[10]
Originally by: Kahega Amielden T2 ships have poor insurance. This is by design and no, it's not being changed, nor will you ever see implant insurance, module insurance, or anything else.
Why? Existing insuarance companies offer insurance contracts on nearly anything - future things, intellectual property, re-insurance, boobs, simply anything you can lose, just name it. Why should EVE be different?
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m3rb3aSt
Minmatar Advanced Component Research Enterprise GoonSwarm
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Posted - 2009.07.30 02:12:00 -
[11]
well if you think an assault frigate is bad, wait till you fly marauders or jump freighters
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Akita T
Caldari Navy Volunteer Task Force
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Posted - 2009.07.30 02:15:00 -
[12]
Originally by: Metal ReDeemer Existing insuarance companies offer insurance contracts on nearly anything - future things, intellectual property, re-insurance, boobs, simply anything you can lose, just name it. Why should EVE be different?
Existing RL insurance companies are also usually in the business of EARNING money, not in that of shelling out massive amounts of dosh to everybody that immediately after purchasing the best insurance package ever goes off and gets a bigger hammer to cash in on his policy. EVE's insurance companies would go bankrupt in a matter of hours in real-life.
Insurance - not really insurance, just a game mechanic designed to make T1 ships relatively cheap to lose.
EVE issues|Mining revamp|Build stuff|Make ISK |
Qinoly
Gallente Avib VOV
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Posted - 2009.07.30 11:31:00 -
[13]
Don't go shooting at ppl with a ship you can't afford to lose. It's a simple rule to prevent you going bankrupt. If you are discusted by insurance on assault FRIGS, try insuring a HAC. Ship cost ~125 million currently, insurance pays out the standard cruiser fee. Useless, don't insure. _________________________________________________ Shattered Crystal 60 Days Eve-Online GTC |
Leana Darkrider
Minmatar Creatio -ex- nihilo The Donkey Rollers
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Posted - 2009.07.30 14:02:00 -
[14]
Insurance is related to the T1 hull.
______________________________________ If only EVE could cook, if only.... |
Draeklore
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Posted - 2009.07.30 14:30:00 -
[15]
Originally by: Metal ReDeemer
Originally by: Laxyr
Originally by: Marine HK4861 Insurance is always paid at the default mineral price, not market price.
Default mineral price is the one listed on the website.
Which is why insuring t2 ships is absolutely pointless
Insuring any sort of ships is more than questionable as they are more like a "frame" to which you attach modules, and onto which you load cargo. Modules, especially fitted in greater number, or carried cargo, largely exceed the price of the ship itself. And since we only insure the "frame" and now what's on it, the whole thing isn't really worth. I don't know why they didn't enclose an option of insuring more things than just plain ships. An idea for an extension?
Maybe if you are attaching all T2 equipment to a cruiser or frig then yes. You can equip a 120 mil Maelstrom for much less than 120 mil and use all T2 modules. My 30mil Hurricane maybe came close to its cost to equip with all T2/named modules.
Then again I try and avoid equipping T2 equipment to T1 frigs and cruisers especially when there's a good chance they will be destroyed.
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